Terms and Conditions

Effective Date: July 20, 2023 / Last Updated: October 11, 2024

Welcome to Spend With Clarity LLC. By accessing and using our website, you agree to comply with the following Terms and Conditions, which govern your use of our platform. Please read them carefully before using our services.

Acceptance of Terms

By using Spend With Clarity's website, you acknowledge that you have read, understood, and accepted these Terms and Conditions in their entirety. If you do not agree with any part of these terms, please refrain from using our website.

Privacy Policy

Your privacy is important to us. Our Privacy Policy outlines the information we collect, how we use it, and how we protect your data. By using our services, you consent to the collection and use of your information in accordance with our Privacy Policy. To use our services, you must be at least 18 years old, capable of entering into a legally binding agreement, and in a region where our services are legally permitted.

Client Eligibility

To use our services, you must be at least 18 years old, capable of entering into a legally binding agreement, and reside in a region where our services are legally permitted.

User Account and Security

You are responsible for maintaining the confidentiality of your account information and login credentials. Any activities that occur under your account are your responsibility. Please notify us immediately if you suspect any unauthorized use of your account.

Prohibited Activities

When using our website, you agree not to engage in any of the following prohibited activities:

  1. Violating any applicable laws, regulations, or third-party rights.

  2. Impersonating any individual or entity or providing false information.

  3. Interfering with the proper functioning of the website or its services.

  4. Uploading or transmitting any malicious software, viruses, or harmful code.

  5. Collecting data from other users without their consent.

  6. Engaging in any activity that may disrupt or harm the website's infrastructure.

Intellectual Property

All content on Spend With Clarity's website, including text, graphics, logos, images, and software, is protected by intellectual property rights owned or licensed by us. You may not reproduce, modify, distribute, or use any of the content without our prior written consent. Users retain ownership of any content they submit to Spend With Clarity but grant us a non-exclusive, royalty-free license to use, modify, and display such content on our website or in our marketing materials.

Third-Party Links

Our website may contain links to third-party websites. These links are provided for your convenience and do not imply endorsement of the content, services, or privacy practices of the third-party websites. We are not responsible for any damages or losses resulting from your use of third-party websites.

Disclaimer of Warranties

While we strive to provide accurate and reliable information, the content on our website is provided "as is" without any warranties, express or implied. We do not guarantee the completeness, accuracy, or timeliness of the information provided. Use our services at your own risk. Spend With Clarity LLC does not guarantee specific financial outcomes from its coaching services. Clients are responsible for the decisions they make based on the information provided.

Limitation of Liability

In no event shall Spend With Clarity LLC, its employees, directors, or affiliates be liable for any direct, indirect, incidental, special, or consequential damages. Our liability, if any, is limited to the amount paid by the client for our services.

Changes to Terms and Conditions

We reserve the right to modify these Terms and Conditions at any time. Any changes will be effective immediately upon posting on our website. Your continued use of our services after the posting of any modifications constitutes your acceptance of the revised terms.

Termination of Services

Spend With Clarity LLC reserves the right to suspend or terminate your access to our website and services at our sole discretion, without prior notice or liability, for any reason, including but not limited to a breach of these Terms and Conditions.

Governing Law and Jurisdiction

These Terms and Conditions shall be governed by and construed in accordance with the laws of the state of Illinois. Any dispute arising out of or related to these terms shall be subject to the exclusive jurisdiction of the courts located in Illinois.

By using our website, you agree to be bound by these Terms and Conditions. If you have any questions or concerns about these terms, please contact us.

Thank you for choosing Spend With Clarity LLC.